Trust Tree Capital

Lease Today, Own Tomorrow

Whether you’re self-employed, building your credit, or simply not ready for a conventional mortgage, we’re here to give you options. With flexible programs and innovative solutions, we help non-traditional buyers find their way home.

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How It Works

5 Steps to Homeownership

Get Prequalified in Just 5 Minutes

It’s free, fast, and has no strings attached—plus, it won’t affect your credit score. To get started, fill out an application request by clicking the button below.

Find Your Perfect Match

Tour homes for sale, fall in love with the one that’s just right, and simply fill out a request form to determine your monthly rental rate. Once you’re approved, we’ll give you your monthly rental rate based on your desired home purchase price.

Setting You Up for Success

At Trust Tree Homes, we prioritize making sure your monthly rent fits comfortably within your budget. To help ensure our lease purchase program is the right fit for you, we’ll need at least three months of your most recent pay stubs or bank statements. This helps us confirm that the program aligns with your financial situation and sets you up for long-term success.

We Buy, You Move In

Once you give us the green light, we swoop in with an all-cash offer to secure your dream home. You’ll sign a 1-3 year lease and Right to Purchase agreement. Then, it’s time to start packing!

Rent with the Right to Buy

Enjoy your new home with our flexible 1-3 year lease and the freedom to buy whenever you’re ready. At any time, you can buy the home at the contractual purchase option price or renew the lease for another term, no strings attached.

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How It Works

4 Steps to Homeownership

Application

Get Prequalified in Just 5 Minutes

It’s free, fast, and has no strings attached—plus, it won’t affect your credit score. To get started, fill out an application request by clicking the button below. All we need is the address, purchase price of home, and buyer cash available. It's that easy.

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Approval

Find Your Perfect Match

Get approved in as little as 24-hours. Once you’re approved, we’ll give you your monthly lease rate.

Closing

We Buy, You Move In

Once you give us the green light, we swoop in with an all-cash offer to secure your dream home. In addition to your lease option contract, you’ll sign a lease agreement. Then, it’s time to start packing!

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Buying Your Home

Lease with the Exclusive Right to Buy

At any time, you can buy the home at the contractual purchase option price or renew the lease for another term, no strings attached.

Success Stories

Who We Help

Our Clients

  • Your Credit Score Needs a Boost

    Even if your credit has a few dings, Trust Tree Capital can help.

  • You’re Self-Employed or Have a New Job

    We get it—life changes. Trust Tree Capital can help if you find yourself in a career change.

  • You Want to Buy Before You Sell

    If you’re not ready to sell before moving into your new home but can’t qualify for two mortgages, we’re here to make the process smoother.

  • You Want a More Competitive Offer

    In today’s market, cash is king. With Trust Tree Capital, you can make an all-cash offer that stands out.

  • You’re Going Through Divorce, Bankruptcy, or Foreclosure

    Life's unexpected events—like divorce, bankruptcy, or foreclosure—can disrupt your ability to qualify for traditional loans.

  • You Have A Last-Minute Loan Problem

    Unexpected issues can often derail a loan at the last minute, putting your earnest money and deal at risk.

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How Does Pricing Work?

Your Costs, Simplified

Pricing with Trust Tree Capital is tailored to your chosen home cost and initial down payment. Yes, it’s that simple.

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At Closing

Make a one-time, upfront deposit (20%-30% of your home’s value) that is entirely applied to your future purchase option price.

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Each Month Rent

Your lease rate is based on a variable percent of the total purchase price from Trust Tree Capital.

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Ready to Buy

At any time, you can buy the home at the contractual purchase option price or renew the lease for another term, no strings attached.

Trust Tree Capital

Not ready for a mortgage? No problem. Our lease purchase program is crafted to help you transition smoothly from renting to owning, at your own pace.

Contact Us
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Home Is For Everyone

About Trust Tree Homes

Helping Non-traditional Home Buyers. We believe that the path to homeownership should be open to everyone, not just those who fit the traditional mold. Whether you’re self-employed, building your credit, or simply not ready for a conventional mortgage, we’re here to give you options. With flexible programs and innovative solutions, we help non-traditional buyers find their way home.

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