Whether you’re self-employed, building your credit, or simply not ready for a conventional mortgage, we’re here to give you options. With flexible programs and innovative solutions, we help non-traditional buyers find their way home.
Get Prequalified in Just 5 Minutes
It’s free, fast, and has no strings attached—plus, it won’t affect your credit score. To get started, fill out an application request by clicking the button below.
Find Your Perfect Match
Tour homes for sale, fall in love with the one that’s just right, and simply fill out a request form to determine your monthly rental rate. Once you’re approved, we’ll give you your monthly rental rate based on your desired home purchase price.
Setting You Up for Success
At Trust Tree Homes, we prioritize making sure your monthly rent fits comfortably within your budget. To help ensure our lease purchase program is the right fit for you, we’ll need at least three months of your most recent pay stubs or bank statements. This helps us confirm that the program aligns with your financial situation and sets you up for long-term success.
We Buy, You Move In
Once you give us the green light, we swoop in with an all-cash offer to secure your dream home. You’ll sign a 1-3 year lease and Right to Purchase agreement. Then, it’s time to start packing!
Rent with the Right to Buy
Enjoy your new home with our flexible 1-3 year lease and the freedom to buy whenever you’re ready. At any time, you can buy the home at the contractual purchase option price or renew the lease for another term, no strings attached.
Get Prequalified in Just 5 Minutes
It’s free, fast, and has no strings attached—plus, it won’t affect your credit score. To get started, fill out an application request by clicking the button below.
Find Your Perfect Match
Tour homes for sale, fall in love with the one that’s just right, and simply fill out a request form to determine your monthly rental rate. Once you’re approved, we’ll give you your monthly rental rate based on your desired home purchase price.
Setting You Up for Success
At Trust Tree Homes, we prioritize making sure your monthly rent fits comfortably within your budget. To help ensure our lease purchase program is the right fit for you, we’ll need at least three months of your most recent pay stubs or bank statements. This helps us confirm that the program aligns with your financial situation and sets you up for long-term success.
We Buy, You Move In
Once you give us the green light, we swoop in with an all-cash offer to secure your dream home. You’ll sign a 1-3 year lease and Right to Purchase agreement. Then, it’s time to start packing!
Rent with the Right to Buy
Enjoy your new home with our flexible 1-3 year lease and the freedom to buy whenever you’re ready. At any time, you can buy the home at the contractual purchase option price or renew the lease for another term, no strings attached.
Even if your credit has a few dings, Trust Tree Homes can help. Once you move in, we’ll connect you with a credit counselor to get you on track for your future mortgage.
We get it—life changes. That’s why we look at your last 3 months of income to set your home-shopping budget, making us a solid option if you’re self-employed or recently started a new gig. (Congrats, by the way!)
Don’t feel pressured to rush the sale of your current home. Sell when the timing works best for you. If you’re not ready to sell before moving into your new home but can’t qualify for two mortgages, we’re here to make the process smoother.
In today’s market, cash is king. With Trust Tree Homes, you can make an all-cash offer that stands out and helps you secure the home of your dreams.
Life's unexpected events—like divorce, bankruptcy, or foreclosure—can disrupt your ability to qualify for traditional loans. We are here to help you move beyond these one-time setbacks, offering a path forward to homeownership when conventional options feel out of reach.
Unexpected issues can often derail a loan at the last minute, putting your earnest money and deal at risk. Trust Tree Homes can close your deal today and buy you time to get your conventional mortgage back on track.
Pricing with Trust Tree Lending is tailored to your chosen home cost and initial down payment. Yes, it’s that simple.
Make a one-time, upfront deposit (20%-30% of your home’s value) that is entirely applied to your future purchase option price.
Your rent is based on a variable percent of the total loan amount, making it simple and straightforward.
At any time, you can buy the home at the contractual purchase option price or renew the lease for another term, no strings attached.
Not ready for a mortgage? No problem. Our lease purchase program is crafted to help you transition smoothly from renting to owning, at your own pace.
Get Prequalified
Whether you're ready to purchase, leaning toward renting, or need more time to decide, Trust Tree Homes gives you the flexibility to make the best move for your life. With options designed around your needs, we’re here to help you settle into the neighborhoods that feel like home.
Ready to get started? Here’s what you’ll need to qualify:
Even if your credit history has a few bumps, we’ve got your back. After you move in, we’ll connect you with a free credit counselor to help you gear up for a mortgage.
Need a little help reaching this? Adding a co-applicant might do the trick. Your income requirements can vary based on your current debts and local home prices.
We’re looking for 3 months of steady income. Whether you’re self-employed or just started a new job, we’re here to help you find a fit.
You’ll need a valid ID to verify your identity.
To qualify for our program, you’ll need:
Applying with Trust Tree Lending is a breeze! It’s completely free, takes just 5 minutes online, and has no strings attached. Plus, it won’t affect your credit score. We understand that life isn’t always perfect, so we’re here to work with your unique situation.
Once you apply, we’ll review your application and reach out within 24 hours.
Here’s what we’ll need from you:
You can purchase your home at any time during your 3-year lease, whenever you're ready.
At Trust Tree Lending, we take care of closing costs, property taxes, and homeowner’s insurance for the initial purchase and while we own the home. Additionally, we will pay for any homeowner’s association fees. We ensure every home is a solid investment and in great shape. Once you’re ready to buy the home, you’ll be responsible for closing costs, property taxes, and homeowner’s insurance from that point forward.
